Ryanair Gold Credit Card
0%footnote * (fixed) on balance transfers
For 10 monthsfootnote a
0%footnote * (fixed) on money transfers
For 10 monthsfootnote a
Only if you pay your statement balance in full and on time each month
Reward programme
14.9% p.a. (variable) thereafter and on card purchases.
19.3% APR (variable) (including annual government stamp duty of €30)
Representative example
If you made:
- a single purchase on your card up to a credit limit of €1500 at a standard annual rate of 14.9% p.a. (variable), 19.3% APR (variable) and
- repaid in 12 equal monthly repayments
- your monthly repayment would be €137.38 and
- the total amount payable would be €1648.61 (including annual government stamp duty of €30.00)
Who’s it for?
The Ryanair Gold Credit Card offers you a great Reward Programme that earns you bonus flightsfootnote d. You will also enjoy great rates on balance transfers and money transfers. This credit card is perfect if you want to earn rewards for your everyday spending.
Card features...
Reward programme
- Get a bonus flight after you first card purchase, balance transfer or money transfer, or when you write a credit card chequefootnote d
- Earn even more bonus flights, as you spend on your card day-to-day, or when purchasing Ryanair flightsfootnote d
Get up to 58 days interest freefootnote e
on card purchases
Money transfers
For a cash boost transfer money from your credit card to current account. This is a great way to purchase those larger items such as a holiday or car. No transfer feefootnote c.
Balance transfers
A good way to consolidate all your outstanding card balances onto one card with one monthly payment. No transfer feefootnote c.
No annual feefootnote c
Great benefits and service come as standard...
- Paperless Statements - this account is set up with paperless statements. To access your statements you will need to register for Online Card Services.
- Secure Online Card Services - check your balance, transactions, set up direct debits, view your statements and more.
- Fraud protection - you will not be liable for fraudulent transactions online or on the high street, providing you tell us as soon as you notice any unusual transactionsfootnote b
- 24 hour customer contact centre - wherever you are worldwide, our customer satisfaction representatives are just a phone call away.
Apply Now for the Ryanair Gold Credit CardApply online for the Ryanair Gold Credit Card - it only takes a few minutes.
* Although we do not charge a handling fee for this transfer, where applicable, interest will be charged on this transaction as detailed in your terms and conditions or on the back of your most recent statement( for new offers)or, alternatively, you can log on to our Online Banking system to view your applicable rate. Please note your promotional rate will be withdrawn from the beginning of any statement period during which you have breached your terms and conditions, for example by paying your monthly payment late or by allowing your balance to go over your agreed credit limit. If you settle other cards and loans your monthly payment may be lower. Charges may be incurred for the early settlement of other loans.
aFrom the date your account is opened. Your promotional rate will be withdrawn from the beginning of any statement period during which you have breached your terms and conditions eg by paying your monthly payment late or by allowing your balance to go over your agreed credit limit.
bIf your card is lost or stolen, you'll incur no liability for fraudulent use of your card provided you notify us as soon as you realise your card is missing or you notice any unusual transactions on your account.
cPlease note, there is an annual stamp duty charged by the Government on all Irish credit card accounts.
dAutomatic ‘Welcome bonus flight’ offer is available to Irish applicants, who make their first card purchase, transfer a balance from another card, or make a money transfer to their bank account using the Ryanair Credit Card within 90 days of the account opening date. One automatic ‘Welcome bonus return flight’ to main cardholder only on the opening flight offer.
To qualify for further ‘Additional bonus flights’ as you spend; you must spend at least €2,000 in a calendar quarter. Further more Buy and FLY on five Ryanair return flights between 1 January and 30 June or 1 July and 31 December, using your Ryanair Credit Card at www.Ryanair.com and you will receive a bonus return flight. Passengers must pay related taxes, fees and charges. Flights and routes are subject to availability of this promotion. Terms and conditions apply to bonus flight offer. Full details will be sent 21 days following posting of the first transaction to the account.
eOnly if you pay your statement balance in full and on time each month.
Want to see our rates explained? – Visit our application page for more information.