Choose a credit card
- Card name
- Balance Transfers
- Interest Rates
- Key features
- Representative example
MBNA Platinum Credit Card

0%footnote * (fixed) for 10 monthsfootnote a
14.9% p.a.
(variable)
19.3% APR (variable)
(including annual government stamp duty of €30)
- Lengthy introductory rate on balance transfersfootnote a
- Money transfers from your credit card to your current accountfootnote a
If you made:
- a single purchase on your card up to a credit limit of €1500 at a standard annual rate of 14.9% p.a. (variable), 19.3% APR (variable) and
- repaid in 12 equal monthly repayments
- your monthly repayment would be €137.38 and
- the total amount payable would be €1648.61 (including annual government stamp duty of €30.00)
MBNA Gold Credit Card

1.9%footnote * p.a. (fixed) for 6 monthsfootnote a
14.9% p.a.
(variable)
19.3% APR
(variable) (including annual government stamp duty of €30)
- Get up to 58 days interest freefootnote c on card purchases
- Money transfers from your credit card to your current accountfootnote a
If you made:
- a single purchase on your card up to a credit limit of €1500 at a standard annual rate of 14.9% p.a. (variable), 19.3% APR (variable) and
- repaid in 12 equal monthly repayments
- your monthly repayment would be €137.38 and
- the total amount payable would be €1648.61 (including annual government stamp duty of €30.00)
MBNA Standard Credit Card

1.9%footnote * p.a. (fixed) for 6 monthsfootnote a
16.9% p.a.
(variable)
21.4% APR
(variable) (including annual government stamp duty of €30)
- Get up to 58 days interest freefootnote c on card purchases
- Money transfers from your credit card to your current accountfootnote a
If you made:
- a single purchase on your card up to a credit limit of €1500 at a standard annual rate of 16.9% p.a. (variable), 21.4% APR (variable) and
- repaid in 12 equal monthly repayments
- your monthly repayment would be €138.64 and
- the total amount payable would be €1663.73 (including annual government stamp duty of €30.00)
Ryanair Gold Credit Card

0%footnote * (fixed) for 10 monthsfootnote a
14.9% p.a.
(variable)
19.3% APR
(variable) (including annual government stamp duty of €30)
- Get a bonus flight after you first card purchase, balance transfer or money transfer, or when you write a credit card chequefootnote b
- Earn even more bonus flights, as you spend on your card day-to-day, or when purchasing Ryanair flightsfootnote b
If you made:
- a single purchase on your card up to a credit limit of €1500 at a standard annual rate of 14.9% p.a. (variable), 19.3% APR (variable) and
- repaid in 12 equal monthly repayments
- your monthly repayment would be €137.38 and
- the total amount payable would be €1648.61 (including annual government stamp duty of €30.00)
One Direct Credit Card

0%footnote * (fixed) for 10 monthsfootnote a
14.9% p.a.
(variable)
19.3% APR
(variable) (including annual government stamp duty of €30)
- Get up to 58 days interest freefootnote c on card purchases
- Lengthy introductory rate on balance transfersfootnote a
- Money transfers from your credit card to your current accountfootnote a
If you made:
- a single purchase on your card up to a credit limit of €1500 at a standard annual rate of 14.9% p.a. (variable), 19.3% APR (variable) and
- repaid in 12 equal monthly repayments
- your monthly repayment would be €137.38 and
- the total amount payable would be €1648.61 (including annual government stamp duty of €30.00)
Irish Nurses and Midwives Organisation Credit Card

0%footnote * (fixed) for 12 monthsfootnote a
15.9% p.a.
(variable)
20.4% APR
(variable) (including annual government stamp duty of €30)
- Money transfers from your credit card to your current accountfootnote a
- Lengthy introductory rate on balance transfersfootnote a
If you made:
- a single purchase on your card up to a credit limit of €1500 at a standard annual rate of 15.9% p.a. (variable), 20.4% APR (variable) and
- repaid in 12 equal monthly repayments
- your monthly repayment would be €138.02 and
- the total amount payable would be €1656.19 (including annual government stamp duty of €30.00)
AXA Gold Credit Card

0%footnote * (fixed) for 10 monthsfootnote a
14.9% p.a.
(variable)
19.3% APR
(variable) (including annual government stamp duty of €30)
- Save €40 on car or home insurance, using points reward from your first purchase, balance transfer or money transfer
- Earn points as you spend – and save more money on AXA insurance premiums
If you made:
- a single purchase on your card up to a credit limit of €1500 at a standard annual rate of 14.9% p.a. (variable), 19.3% APR (variable) and
- repaid in 12 equal monthly repayments
- your monthly repayment would be €137.38 and
- the total amount payable would be €1648.61 (including annual government stamp duty of €30.00)
Munster Rugby Credit Card
0%footnote * (fixed) for 12 monthsfootnote a
15.9% p.a.
(variable)
20.4% APR
(variable) (including annual government stamp duty of €30)
- 0%footnote * on balance transfers from your credit card to your current account for 12 monthsfootnote a
If you made:
- a single purchase on your card up to a credit limit of €1500 at a standard annual rate of 15.9% p.a. (variable), 20.4% APR (variable) and
- repaid in 12 equal monthly repayments
- your monthly repayment would be €138.02 and
- the total amount payable would be €1656.19 (including annual government stamp duty of €30.00)
Dublin SPCA Credit Card

1.9%footnote * p.a. (fixed) for 10 monthsfootnote a
14.9% p.a.
(variable)
19.3% APR
(variable) (including annual government stamp duty of €30)
- Money transfers from your credit card to your current accountfootnote a
If you made:
- a single purchase on your card up to a credit limit of €1500 at a standard annual rate of 14.9% p.a. (variable), 19.3% APR (variable) and
- repaid in 12 equal monthly repayments
- your monthly repayment would be €137.38 and
- the total amount payable would be €1648.61 (including annual government stamp duty of €30.00)
Our credit cards
MBNA was founded in the US in 1982, since then its rapid growth has resulted in it becoming the world’s largest credit card provider. In 1993 MBNA began to issue credit cards in the UK , establishing headquarters in Chester. In 1997 MBNA opened for business in Ireland, employing more than 1,000 people at offices in Dublin and Carrick-on-Shannon.
Endorsed by organizations such as Ryanair, AXA and Premier League football clubs MBNA is now a world leader in affinity credit card marketing. You also have the choice of MBNA branded credit cards that offer some of the best balance transfer rates and card purchase deals on the market. — perfect for spending online or on the high street.
If you’re looking for great returns on your purchases, MBNA’s best rewards credit cards, allow you to get rewarded for the more you spend.
Credit card offers are sometimes only available through the MBNA website. So if you want to apply for these credit card offers, click through to MBNA’s best credit card deals now.
Great benefits & service come as standard…
- Great introductory rates—whether you're looking for a balance transfer from an existing credit card or simply want to make a card purchase, MBNA offer competitive introductory rates and APR.
- All the features of a traditional credit card—all our credit cards carry the same great features and services, including Online Card Services, paperless statements, fraud protection and 24-hour customer service helpline.
- Optional extras to protect your card— just like our traditional credit cards we offer you the same optional extras to protect yourself from the unexpected including Card Protection.
*Although we do not charge a handling fee for this transfer, where applicable, interest will be charged on this transaction as detailed in your terms and conditions or on the back of your most recent statement( for new offers)or, alternatively, you can log on to our Online Banking system to view your applicable rate. Please note your promotional rate will be withdrawn from the beginning of any statement period during which you have breached your terms and conditions, for example by paying your monthly payment late or by allowing your balance to go over your agreed credit limit. If you settle other cards and loans your monthly payment may be lower. Charges may be incurred for the early settlement of other loans.
aFrom the date your account is opened. Your promotional rate will be withdrawn from the beginning of any statement period during which you have breached your terms and conditions eg by paying your monthly payment late or by allowing your balance to go over your agreed credit limit.
bAutomatic ‘Welcome bonus flight’ offer is available to Irish applicants, who make their first card purchase, transfer a balance from another card, or make a money transfer to their bank account using the Ryanair Credit Card within 90 days of the account opening date. One automatic ‘Welcome bonus return flight’ to main cardholder only on the opening flight offer.
To qualify for further ‘Additional bonus flights’ as you spend; you must spend at least €2,000 in a calendar quarter. Further more Buy and FLY on five Ryanair return flights between 1 January and 30 June or 1 July and 31 December, using your Ryanair Credit Card at www.Ryanair.com and you will receive a bonus return flight. Passengers must pay related taxes, fees and charges. Flights and routes are subject to availability of this promotion. Terms and conditions apply to bonus flight offer. Full details will be sent 21 days following posting of the first transaction to the account.
MBNA Europe Bank Limited is authorised and regulated by the UK Financial Services Authority, and is registered as a branch in Ireland under number 903873 at Dublin Road, Carrick-on-Shannon, Co. Leitrim. Incorporated in England and Wales under number 2783251. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Credit is available, subject to status, to Irish residents aged 18 years or over. Balances cannot be transferred from another MBNA account. We will monitor and/or record some telephone calls.
cOnly if you pay your statement balance in full and on time each month.