Card services and benefits:

Mobile Text Services

Stay in control wherever you are

With Mobile Text Services you can enjoy quick access to your credit card account information, direct to your mobile phone. Better still, the service is freeFootnote * to all credit card holders.

Request information
Providing we have your mobile number on record, simply text one of the following terms to 0872390524:

  • Bal to get details of your balance, available credit and credit limit
  • Trans to get a list of your most recent transactions
  • Bill to find out how much your next payment is and when it's due
  • Rewards to find out your Rewards points balance (where applicable)

Important - all details provided by text message will be based on available account information from the previous day and may not include transactions which have been authorised, but not yet applied to your account.

Multiple credit card accounts?
If you have more than one MBNA or partner credit card account, please include the last four digits of your card number when you text for information or to make a payment. Without this we won't know what details to send.

For example: BAL 1234

Using the service overseas
You can continue to have the most up-to-date information at your fingertips while you're abroad - simply use our international Mobile Text Services number: +35872390524

*Standard network charges may apply.

Security
Please remember, you're responsible for keeping the information we send to you secure and confidential. We recommend that you secure your mobile device with a PIN number to protect your information.

Contact details
To use our Mobile Text Services you'll need to make sure we have your most recent contact details.

Why not save 0872390524 as a contact in your mobile phone in case you want to request information while you're out?

Glossary
The text messages we send back to you may include some of these phrases:

Available credit - this is the remaining portion of your credit limit you can use after deducting your existing balance and recent transactions that have been authorised, but not yet applied to your account.
Balance - this is your credit card account balance. It may not include recent transactions that have been authorised, but not yet applied to your account.
Credit limit - this is the maximum amount of credit available on your credit card account.
Full payment - this is the amount you would have to pay to clear the existing balance shown on your latest official statement. Other sums, such as more recent transactions and interest charges, will still be owed.
Minimum payment - this is the amount you need to pay towards the current balance shown on your latest official statement.
Payment due date - this is the date on which your next payment is due, as shown on your latest official statement.
Reward points balance - this is the existing balance of reward points earned. Points only apply to credit cards which offer a rewards programme.

Why wait? Start enjoying the benefits of using our free* Mobile Text Services today.

*Standard network charges may apply.